Editorial team
InstantFund Editorial
The InstantFund editorial team writes plain-English guides on borrowing, credit and money in South Africa.
- 130 guides
- Named author
Guides by InstantFund Editorial
130 guides, newest first.
You have the right to settle a loan early in South Africa.
For an emergency, try the cheapest sources first: a payment arrangement with whoever you owe, your savings, an employer advance, and family or a stokvel.
A garnishee order, also called an emolument attachment order, is a court order telling your employer to deduct money from your salary and pay it to a creditor.
A mashonisa is an informal lender who is often not registered with the National Credit Regulator.
Unsecured loans are credit with no asset pledged as security, such as personal loans, credit cards or payday loans.
A loan offer that reaches you first on WhatsApp is a warning sign.
About InstantFund Editorial
Frequently asked questions
Who writes these guides?
The InstantFund editorial team. Every guide is published under the team byline.
Do the guides recommend specific lenders?
No. The guides explain how short-term credit works and how to compare costs. They do not push one lender over another.
How do I report a mistake?
Email [email protected] and tell us which page and which line. Our editorial policy explains how we handle corrections.
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