Instant Fund

We're here to help

Call, WhatsApp or email our team in Sandton, Johannesburg. If your question is about a loan agreement, your lender is the best place to start.

Talk to a real person

Mon–Fri 8am–6pm · Sat 9am–1pm

Closed on Sundays and public holidays.

Four ways to reach us

Choose whichever suits your moment. All of them reach our team.

WhatsApp

+27 860 467 826. Quick chats during business hours.

Email us

[email protected]. We reply as soon as we can in business hours.

Visit us

Sandton City, Sandton, Johannesburg. By appointment only.

Our Sandton head office

Here is where we are and when we are open.

Hours of operation

Opening hours
Monday – Friday08:00 – 18:00
Saturday09:00 – 13:00
Sunday & public holidaysClosed

Lender payouts usually run Mon–Fri, 8am–6pm, so applications made outside those hours wait for the next business day.

Head office

InstantFund
Sandton City, Sandton
2196 Johannesburg, Gauteng, ZA

By appointment only. Please call ahead.

Get to the right team, faster

Pick your reason and we’ll point you to the right place.

I want to apply for a loan

Skip the queue and start the free 5-minute form. No need to email us first.

I have a general question

Most questions are already answered in the help centre, which often saves a call.

I want to file a complaint

Sent to our compliance team. We aim to respond within 5 working days and to resolve within 20.

Someone applied in my name

Call 0860 INSTANT right away. We will help you alert the lenders involved and report it to SAFPS. Or email [email protected].

If we can't sort it out, you have options

If our team can’t resolve your issue with the referral service within 20 business days, or you have a dispute with a lender, the South African credit framework has free, independent routes. Use them.

Credit Ombud

For disputes with NCR-registered credit providers. Free and independent.

National Credit Regulator (NCR)

The industry regulator. You can check the registration of any lender on its public register.

Already got your answer? Start the form.

Five minutes to apply. One form, sent to NCR-registered lenders. No need to call us first.