Complete one free application. If lenders can help, you’ll see their offers, and you don’t have to accept any. We are not a lender.
It takes about 5 minutes and your details stay secure. There is no fee to you, ever.
Your details are shared only with the lenders considering your application. See our privacy policy.
Three steps from your form to a decision you control.
About 5 minutes, on your phone or laptop.
NCR-registered lenders review it and run their affordability checks.
If a lender can help, you'll see its offer. Accept only the one you like, or none.
Your application goes faster with these to hand. Snap photos on your phone and upload them right in the form.
Your green ID book or smart ID card.
Your last 3 payslips, or 3 months of bank statements if you are self-employed.
An active SA bank account in your own name.
Questions first? Read the FAQs or see how it works.
InstantFund is a free loan-matching service, not a lender or credit provider. We refer you to NCR-registered lenders under the National Credit Act. Approval, amounts and rates are decided by the lender based on affordability, and are never guaranteed.
Borrow only what you can repay. Late repayment may affect your credit record and lead to legal action. See our responsible lending policy.