Editorial team
InstantFund Editorial
The InstantFund editorial team writes plain-English guides on borrowing, credit and money in South Africa.
- 130 guides
- Named author
Guides by InstantFund Editorial
130 guides, newest first.
A 13th cheque is an extra annual payment some South African employers pay, often in December, and it depends on your contract rather than the law.
To start a credit report dispute, get your report, mark the wrong entry, and write to both the credit bureau and the credit provider that supplied it, with proof attached.
A December budget works when you list every expense before the month starts, set a limit for each, keep extras in a separate account and reserve money for January.
Debt review is a legal process under the National Credit Act.
To build credit in South Africa, open an account you can afford, pay it on time every month, keep the balance low compared with its limit and avoid applying for several accounts at once.
PayShap is an instant payment service in South Africa that lets you send and receive money in seconds, around the clock, using a ShapID or bank account details through your banking app.
About InstantFund Editorial
Frequently asked questions
Who writes these guides?
The InstantFund editorial team. Every guide is published under the team byline.
Do the guides recommend specific lenders?
No. The guides explain how short-term credit works and how to compare costs. They do not push one lender over another.
How do I report a mistake?
Email [email protected] and tell us which page and which line. Our editorial policy explains how we handle corrections.
Ready to see your options?
One free 5-minute form, referred to NCR-registered lenders.