Instant Fund

Editorial team

InstantFund Editorial

The InstantFund editorial team writes plain-English guides on borrowing, credit and money in South Africa.

  • 130 guides
  • Named author

Guides by InstantFund Editorial

130 guides, newest first.

Worried person checking loan options on a phone and papers at home
Bad Credit

Quick Loans for Bad Credit: What Lenders Check and What to Fix First

Quick loans for bad credit exist in South Africa, but a poor score only changes the offer.

7 min read

Person reading a loan agreement with fixed monthly instalments
Bad Credit

Installment Loans for Bad Credit: How They Work and What They Cost

An installment loan for bad credit is repaid in fixed monthly amounts over several months.

6 min read

Clock and stopwatch counting the hours for a same-day loan
Payday Loans

Quick Loans Same Day: What Decides How Fast You Get Paid

Quick loans same day are possible in South Africa, but no honest lender can promise them.

7 min read

Beach holiday with sea and sand
Payday Loans

Personal Loan for Vacation: The Real Cost and Cheaper Ways to Pay

A personal loan for vacation is usually a poor trade, because you keep repaying the trip, plus interest and fees, for months after you are home.

7 min read

About InstantFund Editorial

These guides are written by the InstantFund editorial team. We explain borrowing, credit and personal finance in South Africa in plain words, show the real cost of a loan in rand and point to cheaper options where they exist. If you spot a mistake, please tell us at [email protected] and we will correct it. Our editorial policy explains how we research, write and correct what we publish.

Frequently asked questions

Who writes these guides?

The InstantFund editorial team. Every guide is published under the team byline.

Do the guides recommend specific lenders?

No. The guides explain how short-term credit works and how to compare costs. They do not push one lender over another.

How do I report a mistake?

Email [email protected] and tell us which page and which line. Our editorial policy explains how we handle corrections.

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