Budgeting Guides
Practical budgeting for South African households. Make your salary last from payday to payday, plan for January school fees, December spending and winter bills, build an emergency fund and cut everyday costs like bank charges and electricity. These guides use real rand examples and simple methods such as zero-based budgets and sinking funds, so you borrow less often and save more.
38 guides
Funeral cover pays a lump sum for funeral costs when a covered person dies.
Bank charges add up through monthly fees, per-transaction fees, cash withdrawals, declined debit orders and card fees.
When the cost of living rises, start with the biggest lines in your budget: housing, food, transport, electricity and debt.
A stokvel is a group of people who contribute money regularly and take turns to receive a payout or use the pool for a shared purpose.
Black tax is the financial support many working South Africans give to extended family, often out of duty and love.
A winter budget plans for the extra costs the cold brings: electricity, heating, warm clothing and food.
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