Tax & Savings Guides
Make the most of tax season and your savings. Guides to SARS tax refunds, tax year-end, tax-free savings accounts, the two-pot retirement system, claiming UIF, tax clearance and writing a will. Clear steps and deadlines help you keep more of your money, plan ahead and avoid costly mistakes with SARS and your retirement savings in South Africa.
8 guides
A valid South African will must be in writing, signed by you at the end, in front of two competent witnesses aged 14 or older who also sign, and those witnesses must not be beneficiaries.
The Unemployment Insurance Fund pays temporary relief to workers who lose income through retrenchment, illness, maternity, reduced hours, or death of a contributor.
The two-pot retirement system started on 1 September 2024.
A tax-free savings account lets your money grow, interest, dividends and gains, without being taxed, and withdrawals are not taxed either, within set annual and lifetime contribution limits.
A tax refund is money SARS returns because you paid more tax than you owed, so treat it as your own money coming back, not a windfall.
A clearance certificate is the document confirming you have successfully completed debt review, your debts under the process settled as agreed.
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