Editorial team
The InstantFund editorial team writes plain-English guides on borrowing, credit and money in South Africa.
Writes about
130 guides, newest first.

Credit life insurance pays off some or all of a loan if certain events happen, usually death, and sometimes disability or retrenchment, depending on the policy.
· 6 min read
Read guide →

Debt consolidation combines several debts into one monthly payment, through a new loan or a debt counsellor.
· 6 min read
Read guide →

Tax season is when South Africans submit their income tax returns to SARS.
· 6 min read
Read guide →

To save electricity at home in South Africa, start with the biggest users: the geyser, heaters, stove and oven, and tumble dryers.
· 6 min read
Read guide →

There is no single good credit score in South Africa, because each bureau uses its own scale.
· 6 min read
Read guide →

Same-day loans are usually decided by software.
· 6 min read
Read guide →
The InstantFund editorial team. Every guide is published under the team byline.
No. The guides explain how short-term credit works and how to compare costs. They do not push one lender over another.
Email [email protected] and tell us which page and which line. Our editorial policy explains how we handle corrections.
One free 5-minute form, referred to NCR-registered lenders.