Instant Fund

Editorial team

InstantFund Editorial

The InstantFund editorial team writes plain-English guides on borrowing, credit and money in South Africa.

  • 130 guides
  • Named author

Guides by InstantFund Editorial

130 guides, newest first.

Insurance documents and protection symbol for loan cover
Debt & Your Rights

Credit Life Insurance in South Africa: What It Covers and What It Costs

Credit life insurance pays off some or all of a loan if certain events happen, usually death, and sometimes disability or retrenchment, depending on the policy.

6 min read

Calculator and papers used to compare debt repayment totals
Debt & Your Rights

Debt Consolidation in South Africa: When One Payment Helps

Debt consolidation combines several debts into one monthly payment, through a new loan or a debt counsellor.

6 min read

Tax and payslip documents on a desk with a calculator
Tax & Savings

SARS Tax Season 2026: Dates, Documents and How to Avoid Penalties

Tax season is when South Africans submit their income tax returns to SARS.

6 min read

Light bulbs and electricity meters showing household power costs
Budgeting

Save Electricity at Home in South Africa: The Appliances That Cost the Most

To save electricity at home in South Africa, start with the biggest users: the geyser, heaters, stove and oven, and tumble dryers.

6 min read

Chart and report on a desk showing a credit score range
Credit Score

What Is a Good Credit Score in South Africa? The Bands Explained

There is no single good credit score in South Africa, because each bureau uses its own scale.

6 min read

Clock and hourglass representing fast loan decisions
Payday Loans

Same-Day Loans: How the Decision Is Made in Minutes

Same-day loans are usually decided by software.

6 min read

About InstantFund Editorial

These guides are written by the InstantFund editorial team. We explain borrowing, credit and personal finance in South Africa in plain words, show the real cost of a loan in rand and point to cheaper options where they exist. If you spot a mistake, please tell us at [email protected] and we will correct it. Our editorial policy explains how we research, write and correct what we publish.

Frequently asked questions

Who writes these guides?

The InstantFund editorial team. Every guide is published under the team byline.

Do the guides recommend specific lenders?

No. The guides explain how short-term credit works and how to compare costs. They do not push one lender over another.

How do I report a mistake?

Email [email protected] and tell us which page and which line. Our editorial policy explains how we handle corrections.

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