Instant Fund

Editorial team

InstantFund Editorial

The InstantFund editorial team writes plain-English guides on borrowing, credit and money in South Africa.

  • 130 guides
  • Named author

Guides by InstantFund Editorial

130 guides, newest first.

Notebook and charts used for a financial check-up
Budgeting

A 60-Minute Financial Check-Up: 10 Questions to Ask Yourself Once a Year

A financial check-up takes about an hour once a year.

6 min read

Single parent at home with a child
Budgeting

Single-Parent Finances in South Africa: Budgeting on One Income

For single-parent finances in South Africa, budget on one reliable income, list childcare, school and health costs first, and claim what you are entitled to: maintenance, the child support grant and school fee exemption.

6 min read

Person with head in hands worried about their credit record
Bad Credit

“Blacklisted” in South Africa: What It Really Means

There is no official blacklist in South Africa.

6 min read

Small business owner at a shop or market stall
Payday Loans

Loans for Self-Employed South Africans: Proving Irregular Income

Loans for self-employed people exist in South Africa, but lenders need proof of income other than a payslip.

6 min read

Seedling growing, showing savings growth
Budgeting

Financial Independence in South Africa: What It Means and a 5-Year Start

Financial independence means your savings and other income cover your living costs, so work becomes a choice.

6 min read

Jar with a plant growing from coins, showing savings growth
Budgeting

How to Save Money in South Africa When Every Rand Is Spoken For

To save money on a tight income in South Africa, move a small fixed amount to a separate account on payday before you spend, find hidden leaks such as unused debit orders and data, and automate the rest.

6 min read

About InstantFund Editorial

These guides are written by the InstantFund editorial team. We explain borrowing, credit and personal finance in South Africa in plain words, show the real cost of a loan in rand and point to cheaper options where they exist. If you spot a mistake, please tell us at [email protected] and we will correct it. Our editorial policy explains how we research, write and correct what we publish.

Frequently asked questions

Who writes these guides?

The InstantFund editorial team. Every guide is published under the team byline.

Do the guides recommend specific lenders?

No. The guides explain how short-term credit works and how to compare costs. They do not push one lender over another.

How do I report a mistake?

Email [email protected] and tell us which page and which line. Our editorial policy explains how we handle corrections.

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