Editorial team
InstantFund Editorial
The InstantFund editorial team writes plain-English guides on borrowing, credit and money in South Africa.
- 130 guides
- Named author
Guides by InstantFund Editorial
130 guides, newest first.
The festive season is full of spending traps: store accounts and layby, limited-time deals, overspending on gifts, travel costs, scams and loans taken to cover it all.
Inflation means prices rise, so the same rand buys less each year.
An administration order is a magistrate's court order that lets you repay smaller debts, usually under R50,000 in total, in regular instalments through an administrator.
You may still get a loan while blacklisted in South Africa, but expect a smaller amount, a shorter term and a price near the legal maximum.
Black Friday saves money only on things you were already going to buy.
A sinking fund is money you set aside each month for a cost you know is coming, such as school fees, a car licence, insurance renewal or December.
About InstantFund Editorial
Frequently asked questions
Who writes these guides?
The InstantFund editorial team. Every guide is published under the team byline.
Do the guides recommend specific lenders?
No. The guides explain how short-term credit works and how to compare costs. They do not push one lender over another.
How do I report a mistake?
Email [email protected] and tell us which page and which line. Our editorial policy explains how we handle corrections.
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