Editorial team
The InstantFund editorial team writes plain-English guides on borrowing, credit and money in South Africa.
Writes about
130 guides, newest first.

To improve your credit score in South Africa, check your report for errors, pay every account on time, reduce card and store balances, and avoid new applications while you recover.
· 6 min read
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Before school loans, check fee exemptions, payment plans, bursaries and second-hand options, which can cost nothing.
· 7 min read
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Money resolutions fail when they are vague, big and secret.
· 6 min read
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A budget holiday starts with a total number, not a destination.
· 6 min read
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The Consumer Protection Act (CPA) gives South African consumers rights to safe, good-quality goods, honest information, fair contracts and a remedy when goods or services are faulty.
· 6 min read
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In a payday loan vs credit card choice, the card is usually cheaper if you already have one with limit available and repay the balance quickly.
· 6 min read
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The InstantFund editorial team. Every guide is published under the team byline.
No. The guides explain how short-term credit works and how to compare costs. They do not push one lender over another.
Email [email protected] and tell us which page and which line. Our editorial policy explains how we handle corrections.
One free 5-minute form, referred to NCR-registered lenders.