Editorial team
InstantFund Editorial
The InstantFund editorial team writes plain-English guides on borrowing, credit and money in South Africa.
- 130 guides
- Named author
Guides by InstantFund Editorial
130 guides, newest first.
Taking multiple loans at once, sometimes called loan stacking, is risky because each repayment reduces what is left for the next month.
After a loan declined message, ask the lender for the reason, then check whether it was affordability, verification or your credit record.
To write a will in South Africa that is valid, put it in writing and sign it at the end in front of two or more competent witnesses who are present at the same time and also sign.
To claim UIF, gather your ID, the UI-19 form from your employer, the UI-2.8 banking form and proof that you registered as a work seeker, then apply through uFiling or at a labour centre.
Since 1 September 2024 the two-pot retirement system splits new contributions into a savings component (about one-third) and a retirement component (about two-thirds, locked until retirement).
A loan shark lends at extreme cost, often without registration, and uses pressure or threats to collect.
About InstantFund Editorial
Frequently asked questions
Who writes these guides?
The InstantFund editorial team. Every guide is published under the team byline.
Do the guides recommend specific lenders?
No. The guides explain how short-term credit works and how to compare costs. They do not push one lender over another.
How do I report a mistake?
Email [email protected] and tell us which page and which line. Our editorial policy explains how we handle corrections.
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