Instant Fund

Editorial team

InstantFund Editorial

The InstantFund editorial team writes plain-English guides on borrowing, credit and money in South Africa.

  • 130 guides
  • Named author

Guides by InstantFund Editorial

130 guides, newest first.

Seedling growing, showing tax-free savings growth
Tax & Savings

Tax-Free Savings Accounts in South Africa: Limits, Rules and Who Benefits

A tax-free savings account lets you earn interest, dividends and growth without paying tax on them.

6 min read

Flowers and a casket at a funeral
Budgeting

Funeral Cover in South Africa: How to Choose a Policy and What to Check

Funeral cover pays a lump sum for funeral costs when a covered person dies.

6 min read

Hands offering help and support
Scams & Safety

Financial Abuse in South Africa: Signs, Your Rights and Where to Get Help

Financial abuse is when someone controls, exploits or sabotages your money to dominate you.

6 min read

Bank ATM and bank building
Budgeting

Bank Charges in South Africa: Where the Fees Hide and 7 Ways to Cut Them

Bank charges add up through monthly fees, per-transaction fees, cash withdrawals, declined debit orders and card fees.

6 min read

Shopping for groceries in a supermarket
Budgeting

Cost of Living in South Africa: Where Your Money Goes and How to Stretch It

When the cost of living rises, start with the biggest lines in your budget: housing, food, transport, electricity and debt.

6 min read

Group of women meeting in their community
Budgeting

Stokvels in South Africa: How They Work, Main Types and Joining Safely

A stokvel is a group of people who contribute money regularly and take turns to receive a payout or use the pool for a shared purpose.

6 min read

About InstantFund Editorial

These guides are written by the InstantFund editorial team. We explain borrowing, credit and personal finance in South Africa in plain words, show the real cost of a loan in rand and point to cheaper options where they exist. If you spot a mistake, please tell us at [email protected] and we will correct it. Our editorial policy explains how we research, write and correct what we publish.

Frequently asked questions

Who writes these guides?

The InstantFund editorial team. Every guide is published under the team byline.

Do the guides recommend specific lenders?

No. The guides explain how short-term credit works and how to compare costs. They do not push one lender over another.

How do I report a mistake?

Email [email protected] and tell us which page and which line. Our editorial policy explains how we handle corrections.

Ready to see your options?

One free 5-minute form, referred to NCR-registered lenders.