Editorial team
InstantFund Editorial
The InstantFund editorial team writes plain-English guides on borrowing, credit and money in South Africa.
- 130 guides
- Named author
Guides by InstantFund Editorial
130 guides, newest first.
Black tax is the financial support many working South Africans give to extended family, often out of duty and love.
A winter budget plans for the extra costs the cold brings: electricity, heating, warm clothing and food.
Use a SARS tax refund in this order: clear the most expensive debt, build a small emergency fund, cover a real upcoming cost such as school fees, put the rest towards a savings goal, then enjoy a planned treat.
You can remove a default only if it is wrong or it has reached its retention period.
The Credit Ombud is a free, independent service that resolves disputes between consumers and credit providers, credit bureaus and debt counsellors in South Africa.
Prescribed debt is a debt the Prescription Act no longer lets a creditor enforce in court.
About InstantFund Editorial
Frequently asked questions
Who writes these guides?
The InstantFund editorial team. Every guide is published under the team byline.
Do the guides recommend specific lenders?
No. The guides explain how short-term credit works and how to compare costs. They do not push one lender over another.
How do I report a mistake?
Email [email protected] and tell us which page and which line. Our editorial policy explains how we handle corrections.
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