Instant Fund

Editorial team

InstantFund Editorial

The InstantFund editorial team writes plain-English guides on borrowing, credit and money in South Africa.

  • 130 guides
  • Named author

Guides by InstantFund Editorial

130 guides, newest first.

Gavel representing a court process for insolvency
Debt & Your Rights

Sequestration in South Africa: What You Lose and What to Try First

Sequestration is a court process in South Africa that declares a person insolvent.

6 min read

Retired couple spending time together at home
Payday Loans

Loans for Pensioners in South Africa: Protecting Your Pension

Loans for pensioners are possible in South Africa if you have regular, provable pension income and the lender's age rules allow it.

7 min read

Laptop with an online security warning on screen
Scams & Safety

Online Loan Scams in South Africa: The 5 Patterns Behind Almost All of Them

Most online loan scams in South Africa follow five patterns: an advance fee before payout, phishing for your details, a clone of a real lender, a promise of guaranteed approval and pressure to act now.

6 min read

Car and keys representing vehicle finance
Budgeting

Save for a Car in South Africa: Work Out the Real Monthly Cost First

Before you save for a car, add insurance, fuel, servicing, tyres, licence and parking to the instalment.

7 min read

Financial chart showing how scores rise and fall over time
Credit Score

How Credit Scoring Works in South Africa: The 5 Things That Move Your Score

Credit scoring in South Africa turns your credit record into a number using factors such as payment history, how much of your limits you use, how long you have had credit, recent applications and the mix of accounts.

6 min read

Payroll papers on a desk representing a salary advance
Payday Loans

Salary Advance in South Africa: What Each Option Really Costs

A salary advance gives you part of your pay early.

6 min read

About InstantFund Editorial

These guides are written by the InstantFund editorial team. We explain borrowing, credit and personal finance in South Africa in plain words, show the real cost of a loan in rand and point to cheaper options where they exist. If you spot a mistake, please tell us at [email protected] and we will correct it. Our editorial policy explains how we research, write and correct what we publish.

Frequently asked questions

Who writes these guides?

The InstantFund editorial team. Every guide is published under the team byline.

Do the guides recommend specific lenders?

No. The guides explain how short-term credit works and how to compare costs. They do not push one lender over another.

How do I report a mistake?

Email [email protected] and tell us which page and which line. Our editorial policy explains how we handle corrections.

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