Editorial team
InstantFund Editorial
The InstantFund editorial team writes plain-English guides on borrowing, credit and money in South Africa.
- 130 guides
- Named author
Guides by InstantFund Editorial
130 guides, newest first.
Living paycheck to paycheck means your pay is gone before the next one arrives.
If you can't pay your debts, list everything you owe, protect essentials such as housing, food, transport and secured items first, then contact every creditor in writing with an amount you can pay.
A R2000 loan can cost about R474 in one month at the legal maximums, so you repay roughly R2,474.
Winter expenses show up in electricity, warm clothing, blankets, health costs and heating safety.
A side hustle is extra income on top of your main job.
Repossession happens when you fall behind on a secured agreement, such as vehicle finance, and the lender takes back the goods.
About InstantFund Editorial
Frequently asked questions
Who writes these guides?
The InstantFund editorial team. Every guide is published under the team byline.
Do the guides recommend specific lenders?
No. The guides explain how short-term credit works and how to compare costs. They do not push one lender over another.
How do I report a mistake?
Email [email protected] and tell us which page and which line. Our editorial policy explains how we handle corrections.
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