Instant Fund

Editorial team

InstantFund Editorial

The InstantFund editorial team writes plain-English guides on borrowing, credit and money in South Africa.

  • 130 guides
  • Named author

Guides by InstantFund Editorial

130 guides, newest first.

Checklist with ticks showing requirements for a loan application
Bad Credit

No Credit Check Loan: What You Need to Qualify in South Africa

To qualify for a no credit check loan in South Africa you typically need to be 18 or older, hold a valid SA ID, have a bank account in your name and show regular income the lender can verify.

6 min read

Person going through bills and receipts at a table
Budgeting

Mid-Year Money Check: Six Questions for June and a Better Second Half

A mid-year money check takes about 30 minutes.

6 min read

Question marks representing questions to ask a lender
Bad Credit

Payday Loan Without Credit Check: 5 Questions to Ask Before You Apply

A payday loan without credit check usually means the lender does not rely on your credit score alone, not that it checks nothing.

7 min read

Person signing a document to finish a debt repayment plan
Tax & Savings

Debt Review Clearance Certificate: What It Is and What Happens After

A clearance certificate confirms that you have paid the debts in your debt review.

6 min read

Doctor consulting with a patient about treatment costs
Payday Loans

Medical Loans in South Africa: Options to Try Before You Borrow

Before medical loans, ask about a payment plan, an itemised quote, state facility fees and any medical aid or gap cover that applies.

7 min read

Father with his child
Budgeting

Father’s Day Budget in South Africa: Gifts That Cost Little, Mean Plenty

A Father's Day budget does not need to be big.

6 min read

About InstantFund Editorial

These guides are written by the InstantFund editorial team. We explain borrowing, credit and personal finance in South Africa in plain words, show the real cost of a loan in rand and point to cheaper options where they exist. If you spot a mistake, please tell us at [email protected] and we will correct it. Our editorial policy explains how we research, write and correct what we publish.

Frequently asked questions

Who writes these guides?

The InstantFund editorial team. Every guide is published under the team byline.

Do the guides recommend specific lenders?

No. The guides explain how short-term credit works and how to compare costs. They do not push one lender over another.

How do I report a mistake?

Email [email protected] and tell us which page and which line. Our editorial policy explains how we handle corrections.

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