Debt & Your Rights Guides
Know your rights as a borrower. Plain-English guides to the National Credit Act, debt review, garnishee orders, section 129 notices, prescribed debt, debt collectors, repossession and reckless lending. Learn what lenders and collectors are allowed to do, where to complain, and the lawful ways out when repayments become too much, including the Credit Ombud and registered debt counsellors.
20 guides
Credit life insurance is cover attached to a loan that pays your repayments, or settles the balance, if you die, become disabled, fall ill or lose your income.
Debt consolidation means taking one new loan to pay off several existing debts, so you make a single monthly repayment instead of juggling many.
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