Know your rights as a borrower. Plain-English guides to the National Credit Act, debt review, garnishee orders, section 129 notices, prescribed debt, debt collectors, repossession and reckless lending. Learn what lenders and collectors are allowed to do, where to complain, and the lawful ways out when repayments become too much, including the Credit Ombud and registered debt counsellors.
20 guides

Credit life insurance pays off some or all of a loan if certain events happen, usually death, and sometimes disability or retrenchment, depending on the policy.
· 6 min read
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Debt consolidation combines several debts into one monthly payment, through a new loan or a debt counsellor.
· 6 min read
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One free 5-minute form, referred to NCR-registered lenders.